Invest in Mutual Funds Online
A mutual fund a day keeps your financial stress at bay!
Invest in mutual funds to grow your money. Mutual funds are the right investment option for you. With high potential returns, mutual funds help you grow your investments and achieve your financial goals.
Benefits of Mutual Funds
Professional Management
Expert fund managers handle all investment decisions.
Liquidity
Easy to buy or sell shares at NAV on any business day.
Affordability
Low minimum investment requirements.
Convenience
Simplifies investing with ready-made diversification and management.
Plan you path to wealth
, the above Investment simulation is for illustration purposes only. It should not be construed as a promise on minimum returns and safeguard of capital.
What are Mutual Funds?
A mutual fund is a type of investment where a company pools money from various investors to purchase different securities. Your dedicated fund manager invests the pooled funds across various classes of securities, such as equities, debt instruments, gold, and other assets. The profits from these mutual funds are distributed among the investors based on the percentage of their investment.
Types of Mutual Funds
1. Equity Schemes
Equity schemes primarily focus on investing in the equity of companies. These schemes can be further categorized based on their capital structure.
Large-Cap Funds
The funds are invested in the stocks of the top 100 companies by market capitalization.
Mid-Cap Funds
The funds are invested in the stocks of the top 101-250 companies by market capitalization.
Small-Cap Funds
The funds are invested in the stocks of 251 and above companies by market capitalization.
Multi-Cap Funds
The funds are invested in stocks of each of the large, mid, and small-cap stocks.
2. Debt Schemes
Debt mutual funds are investments focused on primarily investing in fixed-income securities like government securities, corporate bonds, treasury bills, and other debt instruments. These debt mutual funds are further categorized depending on tenure and risk.
Money market
The funds are invested in market instruments with a maximum maturity of 1 year.
Corporate bonds
A minimum of 80% of the funds are invested in the corporate bonds with the highest ratings.
Overnight funds
The funds are invested in the debt securities having a maturity of 1 day.
Liquid funds
The funds are invested in market instruments having a maturity of a maximum of 91 days.
3.Hybrid Schemes
Hybrid Schemes focus on investing in a mix of different classes of assets including equity, debt, or gold spread across different sectors.
Aggressive Funds
A minimum of 65% to a maximum of 80% is invested in equity while the rest is allocated to debt assets.
Multi-Asset Allocation Funds
A minimum of 10% of your allocated funds are invested in at least three different asset classes including equity, gold, and debt instruments.
Dynamic Asset Allocation Funds
The dynamic nature of the funds provides flexibility to invest 0-100% in either equity or debt.
Arbitrage Funds
The funds are invested in the market such that they generate high to moderate returns depending on the market condition and available opportunities.
4. Solution Oriented Schemes
Retirement Fund
With a lock-in of 5 years or till your retirement age (whichever is earlier), you can invest in retirement solution-oriented schemes also known as pension funds. It is considered a low-risk investment similar to government securities.
Children’s Fund
With a lock-in of 5 years or till the child attains majority age (which is earlier), you can invest in Children’s solution-oriented schemes.
5. Other Mutual Funds
Index Funds
Designed to replicate the performance of stock markets like NSE Nifty, BSE Sensex, etc, you can invest in Index funds with low-cost and long-term investment options.
Funds of Funds
Instead of investing directly in bonds, stock, or other securities, you can invest in other funds that include different securities. This includes asset allocator or multi-asset funds, international fund of funds, ETF-based fund of funds, gold fund of funds, etc.
Disclaimer: Mutual Funds are subject to market risks. Please read all the scheme-related documents carefully before investing.
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